Investor Agreement

1. Parties to This Agreement

This Investor Agreement ("Agreement") is entered into between:

• vSecure Solutions LLC, operating as Vigthoria.io ("Company", "We", "Us")
• The individual or entity completing the investor registration ("Investor", "You", "Your")

By completing the investor registration and submitting funds, you acknowledge that you have read, understood, and agree to be bound by this Agreement.

2. Program Overview

The Vigthoria Micro-Investment Program allows qualified participants to contribute capital in exchange for a share of the Company's net revenue, subject to the terms outlined herein.

2.1 Nature of Investment

Your contribution constitutes a revenue-sharing arrangement, NOT:

• Equity ownership in the Company
• A loan or debt instrument
• A securities offering under SEC regulations
• A guaranteed return investment

2.2 Program Structure

Investors receive monthly distributions based on the Company's net operating revenue, calculated and distributed according to their investment tier.

3. Investment Tiers

The Program offers four investment tiers with corresponding annual return targets:

Tier	Investment Range	Target Annual Return	Lock-up Period
🌱 Seed Supporter	$50 - $499	5%	6 months
📈 Growth Partner	$500 - $2,499	8%	6 months
⭐ Founding Member	$2,500 - $9,999	12%	6 months
💎 Strategic Investor	$10,000+	15%	6 months

4. Lock-up Period & Withdrawals

4.1 Minimum Lock-up

All investments are subject to a 6-month minimum lock-up period from the date of investment confirmation. During this period:

• Principal cannot be withdrawn
• Monthly returns will be distributed as scheduled
• No early withdrawal requests will be processed

4.2 Post Lock-up Withdrawals

After the lock-up period, you may request withdrawal of your principal with the following terms:

• Processing Time: 30 business days from request
• Minimum Partial Withdrawal: $100
• Early Termination Fee: None after lock-up period

4.3 Emergency Withdrawal

In cases of documented financial hardship, we may consider early withdrawal requests on a case-by-case basis. Emergency withdrawals are subject to a 15% early termination fee.

5. Revenue Distribution

5.1 Calculation Method

Monthly distributions are calculated as follows:

1. Company calculates Net Operating Revenue for the month
2. Investor Pool receives its allocated percentage
3. Individual distributions are calculated based on investment amount and tier
4. Distributions are processed by the 15th of the following month

5.2 Payment Methods

Distributions are available via:

• Bank Transfer (ACH for US, SEPA for EU)
• PayPal
• Cryptocurrency (BTC, ETH, USDC)

5.3 Minimum Payout Threshold

Distributions below $10 will be rolled over to the next month until the threshold is met.

6. Transparency & Reporting

We commit to the following transparency measures:

• Monthly Reports: Detailed financial statements sent by email
• Investor Dashboard: Real-time access to investment performance
• Quarterly Updates: Company growth metrics and projections
• Annual Summary: Tax documentation (1099-MISC for US investors)

7. Risk Disclosure

7.1 Principal Risk

Your investment is NOT protected by any government deposit insurance (FDIC, SIPC, or equivalent). You may lose some or all of your invested capital.

7.2 Revenue Variability

Returns are tied to Company revenue, which may fluctuate due to:

• Market conditions and competition
• Technical challenges or service disruptions
• Regulatory changes
• Economic downturns

7.3 Liquidity Risk

Your investment is illiquid during the lock-up period. Even after lock-up, withdrawal processing takes up to 30 days.

7.4 Company Risk

In the event of Company insolvency or dissolution, investors may lose their entire investment. Revenue-sharing participants do not have creditor priority.

8. Investor Eligibility

To participate in this Program, you must:

• Be at least 18 years of age
• Have legal capacity to enter into contracts
• Not be a resident of a restricted jurisdiction
• Complete KYC verification for investments over $500
• Provide accurate and truthful information

8.1 Restricted Jurisdictions

This Program is NOT available to residents of: Cuba, Iran, North Korea, Syria, Crimea region, or any jurisdiction where such participation would violate local law.

9. Termination

9.1 Investor Termination

You may terminate your participation after the lock-up period by submitting a withdrawal request through your investor dashboard.

9.2 Company Termination

The Company reserves the right to terminate this Agreement and return your principal (minus any applicable fees) if:

• You violate any terms of this Agreement
• You provide false or misleading information
• The Program is discontinued for regulatory reasons
• Your jurisdiction becomes restricted

10. Governing Law & Disputes

This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.

Any disputes arising from this Agreement shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in Wilmington, Delaware.

11. Amendments

The Company reserves the right to modify this Agreement with 30 days' notice to active investors. Continued participation after the notice period constitutes acceptance of the modified terms.

Material changes affecting return rates or lock-up periods will require explicit opt-in from existing investors.

12. Contact Information

For questions regarding this Agreement or the Investment Program:

• Email: investors@vigthoria.io
• Support: Contact Form
• Mailing Address: vSecure Solutions LLC, [Address on file]